Privacy Policy

Terms and Conditions
Effective Date: September 22, 2025
Last Updated: December 16, 2025

Welcome to mrmortgageman.com (“Site”, “we”, “us”, “our”). By accessing or using this Site, you agree to these Terms and Conditions.
Use of Our Site

The Site offers information and services related to mortgage consulting and communications.
You agree to use the Site lawfully, respecting our intellectual property and all stated rules.

Intellectual Property

All content, branding, trademarks, and site materials belong exclusively to mrmortgageman.com.
You may not copy, modify, distribute, or use our materials except for personal, non-commercial purposes.

Data Collection & Use

We collect personal data you voluntarily submit as well as automatic device data using cookies and Google Analytics, outlined in our Privacy Policy.
By using the Site, you consent to such collection and agree to our Privacy Policy.

Use of Third-Party Tools

Our Site uses Google Analytics and other third-party tools for measuring site performance and improving user experience.
These tools may collect user data. See our Privacy Policy for further information and opt-out instructions.

Links to Third-Party Sites

We may link to third-party websites for additional resources or partner offers.
We are not responsible for those external sites’ content, privacy, or practices; users should review their policies.

Acceptable Use & Prohibited Activities

Do not attempt any unauthorized access, post malicious content, use Site for unlawful purposes, or interfere with its operations.
Prohibited behaviors include spamming, posting offensive material, and breaching another’s privacy.

Limitation of Liability

We provide the Site and services “as is.” We are not liable for damages, losses, or interruptions resulting from your use of the Site.

Changes to Terms

We reserve the right to update these Terms at any time. Updates become effective immediately upon posting.
Continued use of the Site constitutes acceptance of changes.

Governing Law

These Terms are governed by the laws of [Insert State/Country]. Any disputes fall under the jurisdiction of courts in that location.

Contact Us
For questions or concerns about these Terms, contact:
Email: [insert contact email]

Privacy Policy
Effective Date: September 22, 2025
Last Updated: December 16, 2025

mrmortgageman.com (“Site”, “we”, “us”, “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site or use our services.
Information We Collect

Personal Information: We collect data you directly provide, such as your name, email address, and phone number when you complete forms or contact us.
Automatic Data: We use cookies, tracking pixels, and Google Analytics to automatically gather device information (IP address, browser type), user behavior, and usage statistics.

Use of Information

To provide mortgage consultation and related services.
To communicate with you, including service updates and information you request. Promotional communications are delivered only where legally permitted and with appropriate consent.
To improve site experience and content through analytics and feedback.

Use of Cookies & Tracking Technologies

We use cookies and third-party tools (including Google Analytics) to understand usage and enhance the Site’s functionality.
Google Analytics may collect and process your data as described in Google’s Privacy Policy.
You can adjust your browser settings to refuse cookies, and opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Third-Party Sharing

We do not sell your personal information.
We may share limited data with trusted third parties for service delivery and website analytics, only as required for these purposes. Text messaging originator opt-in data and consent are excluded from this sharing and are not shared with promotional partners or other third parties.
We disclose information when legally required.

Your Rights & Choices

Access, Correction, & Deletion: You may request deletion, correction, or access to your personal data at any time by contacting us.
Opt-Out: You may opt out of promotional communications by following unsubscribe links or emailing us at scott.thompson@nafinc.com.
Cookie & Analytics Control: See cookie settings or use the Google opt-out to manage your preferences.

Text Messaging Privacy

We respect your privacy. All the above categories exclude text messaging originator opt-in data and consent. This information will not be shared, sold, rented, or disclosed to any third parties, except for our text messaging service providers solely for the purpose of delivering messages on our behalf.
Text messaging is used only for one-to-one communication related to inbound inquiries, appointment confirmations, follow-ups, and information you request related to mortgage or real estate services.
You may opt out of text messages at any time by replying STOP, or request help by replying HELP.

Data Security

We use reasonable safeguards to secure information, but online transmission is never fully secure. We continually review our data protection practices.

Children’s Privacy

Our services are not intended for children under 16. We do not knowingly collect data from children.

Policy Updates

We may update this Privacy Policy periodically. Continued use of the Site constitutes acceptance of those changes. Latest revision date is always posted above.